The legal bit...

Phillips Capital Ltd is authorised and regulated by the Financial Conduct Authority (FCA) for Credit Broking. Firm reference number: 812541. Phillips Capital Ltd is a company registered in England & Wales. Company number: 11149189. Phillips Capital Ltd is registered with the Information Commissioner's Office (ICO) for Data Protection. Registration number: ZA308472. Phillips Capital Ltd is registered for value-added tax (VAT). VAT number: GB345580489. Phillips Capital Ltd is a Financial Intermediary & Broker Association (FIBA) member. Membership number: FIB39703. Phillips Capital Ltd is a member of the Legal & General Mortgage Club. Agency number: 8237828. 

Phillips Capital Ltd operates under the following trading brands. 

Phillips Capital, Phillips Capital Private Clients & Phillips Venture Capital. 

Phillips Capital is an introducer for regulated and non-regulated mortgage and loan contracts and, as such; does not provide financial advice. Residential mortgages, Homeowner loans, Consumer buy-to-lets, and subsequent charge mortgages are regulated by the FCA. Clients who require a regulated product will be referred to an appropriately authorised firm to receive the correct advice and support. 

Phillips Capital Private Clients is a commercial brokerage. The FCA does not regulate portfolio buy-to-lets, Commercial mortgages and certain Business loans. 

Phillips Venture Capital is our internal, inter-company hedge fund focused on cryptocurrencies. We do not operate in regulated securities, such as but not limited to; Future Contracts, Contracts for Difference, Derivatives, Options, or any other crypto assets that could be classified as ‘Securities’. We do not hold, lend, or invest client money. 

Phillips Capital's related products, services and offerings (with which, we can connect you) are, but are not limited to; Credit Brokers, Bridging and Development Finance (regulated & unregulated), Commercial Mortgages, Overseas Mortgages, Secured Loans (regulated & unregulated), Boat Finance, Buy-to-Let Mortgages (Pure & Consumer), Residential Mortgages, Offshore LTD companies, Business Funding, Home Credit Provider, Guarantor Loans, Asset Finance, Equity Release, Property liquidation, Debt restructuring, Venture Capital, Accountants, Solicitors, Surveyors, Property Management Companies, Personal & Short-term Loans, Personal Guarantee Insurance, Landlord Insurance, Home Insurance, Business Insurance, Logbook Loans, Revolving Credit, Hire Purchase Agreements, Vehicle Finance, Utility Switching, Credit Score & Reporting Service, Debt/IVA, and Guarantor Loans. 

Phillips Capital does not provide financial advice under any circumstances and nor are we responsible for any advice given by any third-party provider(s). Information on our website should be taken as opinion and factual, only. If you are in any doubt regarding any advice given by a third-party provider, you should seek independent financial advice. Late or missed payments can cause serious financial problems. Free sources of debt advice are available from the Money Advice Service: www.moneyadviceservice.org.uk. 

Please review our Privacy Policy for how we collect, store, and protect your data.

All content on this website is believed to be accurate at the time of publication. However, this is a fast-moving sector and criteria and policies change regularly. For this reason, we always recommend that you speak to one of our brokers for the most up-to-date information.

Phillips Capital Ltd does not hold, lend, or invest client money. 

Phillips Capital Ltd is a Credit Broker and not a Lender. Representative finance examples are for illustrative purposes, only. Finance is subject to status. Terms and conditions apply. Available to 18s and over. UK domicile only. Phillips Capital Ltd may receive a commission from commercial partners for introducing customers to finance and other products. Any commissions we receive do not influence the amount a customer pays. 

PLEASE THINK CAREFULLY BEFORE SECURING DEBTS AGAINST YOUR PROPERTY. 

YOUR PROPERT MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED AGAINST IT.